When paying for products or services, be sure to use ESTO Installment Plan—the most affordable, convenient, and fastest installment plan option in Estonia!
Add products to your shopping cart, confirm your order, and select the ESTO installment plan link from the payment options. When paying, choose the appropriate term, set the monthly installment amount, and conveniently sign digitally using your ID card, Smart-ID, or Mobile-ID.
ESTO Installment Plan is an extremely fast and convenient payment solution that helps you create a payment schedule based on the term you choose, allowing you to pay in installments. This payment solution makes a credit decision in real time and helps you complete your purchase in less than 60 seconds.
ATTENTION! Every installment plan is a financial obligation. Before entering into an installment agreement, please review the terms and conditions of the service and consult an expert if necessary.
The provider of ESTO installment plans is ESTO AS (reg. code 14180709).
The terms of ESTO installment plans through 2022 are as follows:
- 6 months at 0% interest (11.9% interest applies starting from the 7th month)
- Contract fee: €0
- Term: up to 5 years
All citizens of the Republic of Estonia between the ages of 18 and 70 are eligible to apply for an ESTO installment plan. An ESTO installment plan can also be arranged quickly and conveniently for legal entities.
Every financial decision involves risks and obligations, so please carefully consider your need for a loan product. For example, for a loan amount of 799 euros over 24 months with a fixed annual interest rate of 11.90% and a contract fee of 0 euros, the annual percentage rate (APR) is 23.65%, the monthly payment is 41.22 euros, and the total amount to be repaid by the consumer is 989.28 euros. Installment payments constitute a financial obligation; before making a decision, please carefully review the terms and conditions of the contract and, if necessary, consult with an ESTO AS employee or another expert.
ESTO 3-Part Payment Plan – Split the cost of your shopping cart into three equal payments with no additional fees!
When paying for products or services, use the ESTO 3-part SLICE payment method – split the cost of your shopping cart into three equal payments, with no additional fees!
Add items to your shopping cart, confirm your order, and select ESTO 3 as your payment method, then conveniently sign digitally using Smart-ID, Mobile-ID, or your ID card.
- If you pay the full amount of your shopping cart on time within three months, no additional fees will be charged.
- The monthly payment is calculated by dividing the total cost of your shopping cart into three equal installments.
- All citizens of the Republic of Estonia between the ages of 18 and 70 are eligible to apply for ESTO 3.
ESTO 3 Payment Method Terms and Conditions
ESTO 3 payment plan is provided by ESTO AS.
The annual percentage rate (APR) for ESTO 3 is 0% under the following sample terms: 0% interest per year, no fees.
The ESTO 3 payment plan is provided by ESTO AS.
Email: info@esto.ee
Phone: (+372) 622 5252
